Miramar Beach Condos For Sale - Buy With a Local Expert in Miramar Beach, FL
Miramar Beach offers the perfect blend of relaxed coastal living and everyday convenience. Known for its sugar-white sand and emerald waters, the area features a wide range of real estate from Gulf-front condos to gated communities and single-family homes, many with easy beach access points.
Located along Scenic Highway 98, Miramar Beach is close to top dining, shopping, golf, and entertainment, with Destin and Sandestin in close proximity. This balance of lifestyle and location makes it appealing to full-time residents, second-home buyers, and investors alike.
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Miramar Beach Condo Market Overview
Median List Price $548,000
Median Price of New Listings $642,500
Per Square Foot $499
Average Days on Market 244
Median Days on Market 189
Price Decreased 32%
Price Increased 0%
Relisted 7%
Inventory 429
Median Rent $2,503
Market Action 25
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Popular Communities With Condos For Sale in Miramar Beach, FL
Sandestin Golf and Beach Resort
Sandestin isn’t just a planned community. It’s an entire lifestyle developed so you never have to leave! If you are looking for long-term living or a vacation home that offers a wide range of activities, Sandestin offers unmatched flexibility and amenities. Additionally, this community features various living options from bayfront living to condominium units and patio homes, plus more!
Majestic Sun
Majestic Sun is part of the larger resort neighborhood, Seascape Beach Resort. Residents and guests maintain access to both a beachfront ambiance and resort-style amenities. Majestic Sun hits a sweet spot between convenience, comfort, and Gulf-front charm. Plus, the complex features an indoor to outdoor pool so that you have plenty to do even in the event of rain.
Mainsail Condominiums
A view from every angle, Mainsail was built with the gulf in mind! Side by side complexes keep a focus on the atmosphere and create a central landscape for all to enjoy. Mainsail Condominium is near shopping, restaurants, and guests love to enjoy the onsite pool and tennis courts. Mainsail has the laid-back, beachy vibe you grew up with that keeps people coming back!
Why Buy a Condo in Miramar Beach, Florida?
Miramar Beach sits on a stretch of shoreline known for its emerald green waters and sugar white sand. It is a place where everyday living feels like a vacation, and the best of coastal Florida comes together in one welcoming community.
Enjoy relaxed beach days, beautiful views, and the comfort of resort amenities right at your back door. Residents love the easy access to the Gulf, quiet morning walks along Scenic Highway 98, and the convenience of nearby dining, shopping, and entertainment. Miramar Beach also offers strong appeal for investors thanks to its steady vacation rental market and year-round visitor demand.
Highlights Buyers Love
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The views. Whether bayfront, gulf front, or along a golf course, Miramar has a stunning backdrop year-round!
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Community recreation. Miramar has several communities with top-notch amenities, inclusive of luxury pools, neighborhood clubhouses, and golf courses.
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Shopping. Grand Boulevard is a premier shopping plaza featuring upscale, local boutiques and top-of-the-line brands.
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Events. Local festivals and music events bring people in from all over the world!
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The beach. This one is easy. Soft, white sand…what is not to love?
Looking for panhandle Florida real estate for investment or military relocation? We’ve got you covered.
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Types of Condos You’ll Find in Miramar Beach
Miramar Beach condos offer something for nearly every buyer, from entry-level beach retreats to luxury Gulf front penthouses. Whether you are searching for a second home, full-time residence, or investment property, understanding the different condo types and the amenities thereof can help narrow your search and set realistic expectations.
Studio and One Bedroom Condos in Miramar Beach
Often considered entry-level options, studio and one-bedroom condominium units in Miramar Beach offer a low-maintenance way to get your feet into the local real estate market. These units are popular with first time buyers and investors looking for short-term rental potential. You will commonly find smaller units in resort-style communities, many offering pools, beach access, and other on-site amenities. Their smaller footprint makes them easier to maintain and typically more affordable than larger condos.Two and Three Bedroom Condos
Two and three-bedroom condos are the most common option for buyers seeking space and flexibility. These condos are ideal for families, second homeowners, or buyers who entertain guests. Many offer partial Gulf views, larger balconies, and upgraded interiors. Located throughout Miramar Beach, these properties often balance comfort, location, and value while still providing access to resort amenities.
Luxury Gulf Front Penthouses
Luxury condos and penthouses represent the highest tier of Miramar Beach condominium real estate. These residences feature direct Gulf frontage, expansive views of emerald green waters or the bay, and refined finishes throughout. Penthouses often include unobstructed views, oversized balconies, and exclusive amenities. Buyers are drawn to the privacy, prestige, and unmatched coastal lifestyle these properties provide.What Affects Condo Prices in Miramar Beach?
Several factors influence condo prices in Miramar Beach. Gulf front and Gulf view units command higher values than inland properties. Floor level can impact both view and demand, in both positive and negative ways. Resort-style amenities such as pools, fitness centers, beach service options, and gated access add appeal, while HOA fees and rental rules play an important role in overall affordability and investment potential.
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Buying a Condo in Miramar Beach: Key Steps & Considerations
Buying a condo in Miramar Beach can be an exciting step toward coastal living! Plus, we like to think of it as a smart investment. It does, however, come with a few considerations unique to the area. From financing to rental rules, understanding the details upfront will help you move forward with confidence.
Financing a Condo
Condo financing can differ from purchasing a single-family home. Lenders often review the health of the condo association, including reserve funds, insurance coverage, and owner occupancy ratios. Some resort or hotel-style condos may require portfolio or nontraditional financing, especially if short-term rentals are prevalent. Working with a local lender to help guide you through this process is a smart choice!Reviewing HOA and Condo Documents
Before closing, buyers should receive and review all of the condominium documents, including the by-laws and financial statements of the complex. HOA rules outline monthly dues, maintenance responsibilities, rental restrictions, and use of amenities. In Miramar Beach, fees can vary widely depending on proximity to the Gulf, amenities offered, and whether utilities or insurance are included.Insurance and Flood Considerations
Insurance is a key factor when buying a condo near the coast. Gulf front and bay front properties may require flood insurance, depending on elevation and lender requirements. Most condo associations carry a master insurance policy, but buyers are still responsible for interior coverage and personal property. Additionally, if you plan to rent your property, rental coverage may increase your premium.Understanding Short-Term Rental Rules
Short-term rental rules vary by condo community. Some Miramar Beach condos are designed specifically for vacation rentals, while others limit or prohibit them altogether. Buyers interested in rental income should confirm minimum stay requirements, on-site management rules, and any local regulations that apply. Don’t forget to ask if pets are permitted!Property Management for Investment Condos
If you plan to use your condo as an investment, property management is an important consideration. Many resort-style and hotel condos offer on-site management programs, while others allow private management companies or the ability to be self-managed. The right setup can make ownership more hands-off, especially for out-of-town owners. Things to consider are same-day cleans, direct contact with the property manager, and owner occupancy regulations.Resale Value and Investment Potential
Gulf front condos in Miramar Beach have historically shown strong resale value due to limited beachfront inventory and consistent demand. Properties with direct beach access, unobstructed Gulf views, and well-maintained associations tend to hold their value well over time, particularly in established resort communities. For buyers considering rental income, the return on investment can be ideal with the right property. Condos that allow short-term rentals, offer desirable amenities, and are professionally managed often perform best. Resort and hotel-style condos benefit from high visibility, repeat visitors, and built-in demand, which can translate into reliable rental income when expenses are properly managed. Bayfront and inland condos may offer lower entry points and reduced HOA fees, appealing to buyers focused on long-term appreciation or personal use. When chosen strategically, these properties can still offer solid value while providing flexibility in ownership goals.Local Considerations in Miramar Beach
Gulf front condos typically command higher prices due to direct beach access and sweeping water views, while bay front and inland condos may offer more value with lower price points. Resort and hotel condos often provide strong rental income potential thanks to built-in amenities, marketing, and location, making them appealing to investors focused on short-term rentals. Our biggest takeaway from years in the business, regardless of the pricepoint: Make sure your property is clean and provides immediate communication throughout a guest’s stay.
The Locals Group Mini Checklist:
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Initial Consultation – Let’s get to know each other! We will learn about your real estate goals, lifestyle, and timeline.
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Pre-Approval – Understanding your purchasing power is essential to finding you the best property. We will help you connect with a local lender or build a relationship with your current one. It's a team effort!
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Target Listings – Let’s get nosy! We will review active, off-market, and upcoming properties that may fit your needs.
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Property Tours – The fun part: home shopping! We will explore neighborhoods and homes with an expert eye.
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Offer, Negotiation, & Review – Craft competitive offers and navigate contract terms.
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Closing – After making it through the due diligence period, we will coordinate all steps for a seamless transition to your new home.
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Beyond the Keys – Assist with move-in, connect to local services, and support you as you settle into your new space.
At The Locals Group, we take you beyond the keys. We don’t just help you buy a home, we make sure you’re truly happy living in your space long after closing. From move-in guidance to neighborhood insights and connections to local experts, we’re here to make your transition as easy and enjoyable as possible.
Ready to explore available Miramar Beach condos for sale? Contact us today for a personalized tour.
Located along Scenic Highway 98, Miramar Beach is close to top dining, shopping, golf, and entertainment, with Destin and Sandestin in close proximity. This balance of lifestyle and location makes it appealing to full-time residents, second-home buyers, and investors alike.
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Why Work With a Realtor in Miramar Beach
Buying a home or condo is about more than just finding a place; it’s about making a smart investment and feeling confident every step of the way! The Locals Group brings expertise, insight, and connections that make a potentially hectic process feel smooth and manageable, especially in Florida’s competitive market.
The Value a Realtor Brings
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Access: Many homes never hit public sites. Realtors have access to pocket listings and early notifications, giving buyers a head start that can be pivotal when you find the one.
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Negotiations: From the initial offer to counteroffers, a realtor ensures you get the best possible terms and helps you to leave your emotions at the door until the keys are in your hand.
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Local and Market Insight: Understanding school zones, HOA policies, flood zones, and neighborhood trends is key to a smart purchase.
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Keeping Your Timeline on Track: With inspections, appraisals, financing, and closing deadlines, we help you stay on schedule and avoid unnecessary stress.
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Connections: We connect you to trusted lenders, title companies, inspectors, contractors, and even handy professionals to make your move seamless.
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Knowledge: Realtors review contract documents and help to clarify rules & regulations so you know exactly what you’re buying. Afterall, knowledge is power!
Looking for panhandle Florida real estate for investment or military relocation? We’ve got you covered.
Maximize Value When Buying Condos for Sale in Miramar Beach
Quick Tips:
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Prioritize view & orientation (Gulf vs bay).
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Check HOA rules and regulations.
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Factor in maintenance & amenities fees.
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Evaluate future appreciation and cost of ownership.
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Decide the best use for your purchase: rental, live-in, or second home.
FAQs
What is the typical price range for condos for sale in Miramar Beach?
Depending on what is on your wishlist, condominium units can be between $200,000 to upwards of several million dollars in Miramar Beach.
Are there many condos for sale in Miramar Beach right now?
There are around 500 condos for sale in Miramar Beach RIGHT NOW!
What are the HOA fees and rental restrictions on Miramar Beach condos?
Rules and Regulations vary per complex. It is important to understand these before you purchase!
Do you need a special type of loan to buy a condo in Florida?
Perhaps! It depends on the condo complex itself and your income + how you make your income, for a lender to determine the best financing route for you to take.
HOA Fees in Miramar Beach Condos
HOA fees vary widely by condo community. Monthly dues are influenced by location, building age, insurance costs, and amenities. HOA fees generally cover exterior maintenance, common areas, building insurance, management, and reserve funds for future repairs. Some associations also include utilities such as water, trash, cable, or internet. Buyers should review budgets and reserve studies carefully, as special assessments may be issued if major repairs are not fully funded.
Rental Restrictions in Miramar Beach
Short-term rentals are allowed at the county level in Walton County, but rental rules are ultimately set by each condo association. Association guidelines always take precedence over county allowances.
Some Miramar Beach condos are designed for vacation rentals and allow nightly or weekly stays. Other communities may require minimum rental periods, limit how often a unit can be rented, or prohibit short-term rentals altogether. Associations may also regulate occupancy limits, parking, guest registration, pets, and management.
Walton County Requirements
Even when rentals are permitted by the condo association, owners must comply with Walton County short-term rental registration and tax requirements to legally operate.
Why This Matters for Buyers
HOA fees and rental restrictions directly impact monthly expenses, resale value, and investment potential. Reviewing condo documents early in the due diligence period helps ensure the property aligns with your lifestyle or rental goals.
How can a realtor help me find the best “condos for sale Miramar Beach FL”?
A realtor helps you find the best condos for sale in Miramar Beach FL by saving you time, stress, and costly mistakes. Not all condos in Miramar Beach are created equal, especially when it comes to HOA fees, rental restrictions, insurance requirements, and long-term value. A local realtor knows which buildings align with your lifestyle or investment goals.
From off-market opportunities to condos known for strong resale and rental demand, having a local expert helps you focus on the right options from the start. In Walton County, where short-term rentals may be allowed but restricted by individual condo associations, a realtor helps you understand the rules before you fall in love with the wrong property.
Most importantly, we guide you through what can feel like a hectic process. We keep timelines on track, coordinate inspections, review HOA documents, and connect you with trusted local lenders, title companies, and service providers.
At The Locals Group, we go beyond the keys, helping you feel confident and happy in your Miramar Beach condo long after closing.
What is the difference between Gulf-front and Bay-front condos in Miramar Beach?
The difference between Gulf-front and bay-front condos in Miramar Beach comes down to location, lifestyle, and price point.
Gulf-front condos are located directly on the Gulf of Mexico and offer unobstructed water views with immediate beach access. These properties are highly sought after for their scenery, walkability to the beach, and overall coastal experience. Gulf-front condos typically command higher purchase prices and higher HOA fees, and often hold strong resale value. When allowed by the condo association, they can also perform well as short-term rentals due to consistent demand.
Bay-front condos are positioned along the bay or Choctawhatchee Bay side of Miramar Beach. While they do not offer direct beach access, they often provide a quieter setting, sunset views, and access to boating or nearby marinas. Most of them do not permit short-term rentals outside of SanDestin.
Both options offer a coastal lifestyle, but the right choice depends on how you plan to use the condo. Gulf-front condos tend to attract buyers focused on beach access and investment potential, while bay-front condos appeal to those prioritizing affordability, privacy, and a more relaxed pace.
Is now a good time to buy a condo in Miramar Beach?
The Miramar Beach condo market is more balanced than it has been over the past few years. Inventory has increased compared to recent years, giving buyers more options and time to make decisions instead of rushing into offers. Buyers are also seeing properties stay on the market longer than they did in the pandemic‑era frenzy, and many homes and condos are selling below asking price.
Because of this, buyers have more negotiating power than in the recent past.
Other factors that often influence timing include mortgage rates, insurance costs, and your own goals. Lower rates (or the possibility of refinancing later) can help make a purchase more affordable over time. Long term, Miramar Beach remains desirable due to its coastal lifestyle, steady demand, and resale strength for well‑positioned properties.
In short, if you find a condo you love, are financially prepared, and plan to hold for the long term, current market conditions in Miramar Beach can be favorable for buyers.
Why Choose The Locals Group?
The Locals Group brings ten years of experience in Walton County, a strong track record of successful transactions, and a specialization in Miramar Beach condominiums. We guide clients through primary and secondary residences, investment portfolios, proformas for potential purchases, and 1031 property exchanges.
What sets us apart is our local connections, expert negotiation skills, and full-service approach. We handle everything from initial consultation and market insights to inspections, HOA reviews, and closing. This ensures a smooth process from start to finish.
We take you beyond the keys, helping you not just buy a property, but truly enjoy living in your space.
Schedule Your Showing of Miramar Beach, FL
Condos For Sale
Ready to explore Miramar Beach condos for sale? Contact The Locals Group online or call today to get expert help from professionals who know the area inside and out.
📞 Call us today at (251) 455-8177 or contact us online for a personalized home tour or buying strategy.
Condo Resources
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Condo Inspection Checklist (coming soon!)